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Shriram Gold Loan in Sarangarh
1st Floor, Pratapganj, Sarangarh, Above Astbhuji Indian Gas Agency, Raigarh, Chhattisgarh - 496445
Contact1800 410 7711
Hours
9:00 AM – 5:00 PM
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Gold Loan Interest Rates and Charges in Sarangarh Branch, Raigarh
Understanding the interest rates and fees and charges associated with a gold loan in Sarangarh Branch is important to make smart borrowing decisions. The interest rate charged on a gold loan in Sarangarh Branch, along with the additional fees, contributes significantly to the total cost of your loan. If you are to negotiate for a better interest rate or save up on the total interest outgo, it is crucial that you are aware of all the fees and charges, besides just the interest rate levied on your loan.
At Shriram Finance Sarangarh Branch, gold loan interest rate starts at 10%* p.a. The other additional charges, like processing fees, are kept to a minimum, allowing you to manage your expenses without the added burden of extra payments.
Take a look at some of the important rates and charges associated with Shriram Gold Loan in Sarangarh Branch that can help you save up on the total cost of the loan:
| Types of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting at 10%* p.a. |
| Processing Fee | Capped at 5%** |
| Foreclosure Charges | - |
| Auction Charges | Up to ₹3,500 |
| Bank Charges (per instance of cheque bounce) | Up to ₹1,000 |
| Documentation Charges | Up to ₹3,000 |
Gold Loan Eligibility in Sarangarh Branch, Raigarh
Gold loans have emerged as a reliable financial solution for individuals seeking quick access to funds in Sarangarh Branch. Shriram Gold Loan in Sarangarh Branch offers an efficient, customer-friendly service that allows you to leverage the value of your gold assets.
Understanding the eligibility for a gold loan in Sarangarh Branch is essential for a smooth borrowing process. Shriram Gold Loan caters to applicants across diverse demographics in Sarangarh Branch, including salaried employees, business owners and pensioners. Here are the key gold loan eligibility criteria:
Age Criteria for Gold Loan
Applicants must be at least 18 years old. The maximum gold loan age limit is 75 years at the time of loan maturity.
Gold Purity
Applicants must be at least 18 years old. The maximum gold loan age limit is 75 years at the time of loan maturity.
Loan-to-Value (LTV) Ratio
You can borrow up to 75%* of the market value of your gold.
Occupation
Open to salaried individuals, self-employed professionals, business owners, and other individuals.